A Beta Briefing desk
The Settlement Layer
Operational intelligence on African payments, cross-border forex, and the rails moving money across the continent.
Cross-Border Payments Operator
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Recent briefings below
Recent Briefings
Today on The Settlement Layer: We're pulling out further implications from the CBN's sweeping virtual asset regulations—including explicit yield bans and mandatory BVN matching for P2P platforms—plus …
Offshore digital dollar routing in Nigeria is officially coming to an end. The CBN is pulling foreign stablecoin issuers into its formal foreign exchange monitoring apparatus with strict operational r…
Today on The Settlement Layer: The Central Bank of Nigeria just slammed a ₦15 billion capital floor on foreign stablecoin issuers, demanding local incorporation to shutter informal cross-border trade …
Today on The Settlement Layer: The BCEAO is pushing Francophone West Africa toward direct PAPSS integration, aiming to bypass US dollar correspondent accounts entirely. Down south, Safaricom is bundli…
Today on The Settlement Layer: To break the correspondent banking bottleneck, national switches across Africa are now federating their wallets directly. Further East, Kenya is slashing reserve capital…
A mandated regional switch integration across Francophone West Africa is triggering severe operational glitches for mobile money operators, while the Central Bank of Nigeria delivers another final war…
Lawmakers in West Africa are escalating the central bank's payment data localisation directives into statutory criminal law, while domestic card and mobile money rails across the continent push tokeni…
Today on The Settlement Layer: The US dollar is increasingly being cut out of regional trade flows, with Grey deploying direct fiat pairs connecting Nigeria, Kenya, and Ghana. Plus, we're tracking the…
The persistent scramble for foreign exchange is forcing African merchants off traditional correspondent banking rails entirely. We're tracking commercial banks and decentralized infrastructure provide…
Today on The Settlement Layer: A new World Wide Worx study exposes severe fragmentation across South African online checkouts, forcing merchants to support a sprawling matrix of payment methods. Furth…